The City of Cranston

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Community Development

Related Files:

Closing Cost Guidelines Down Payment Guidelines Emergency Fuel Assistance Employment Opportunity - Contractors For Residential Rehab Program - Add Employment Opportunity - Contractors For Residential Rehab Program - Application Grant Program for Homeowners Rehab Program Guide 2014 - 2015 Income Certification Form FY19-FY20

Community Development

The City of Cranston has been awarded a Community Development Block Grant from the U. S. Department of Housing and Urban Development in the amount of $1,065,357
for fiscal year 2019-2020. These funds will be used to support a wide range of activities specifically targeted to benefit persons of very low and low income. HUD income limits according to household size are listed below. Program examples supported by these CDBG funds include housing rehabilitation, emergency fuel assistance, minority outreach health programs, Adult Day Care and a Mayor's Scholarship Program.

Housing Rehabilitation Loan Program

This program provides low-interest loans to income eligible Cranston homeowners to assist them in making needed repairs and improvements to their homes and to correct code violations. Program is available for single family to three family buildings and property must be owner occupied. Typical improvements include roofs, vinyl siding, replacement windows, doors, and gutters. Depending on an applicant's household income, this loan program includes a 0% deferred or a 2% interest loan with a 15 year amortization.
Funds can not be used for new construction.

First Time Home Buyers Programs

The Department of Community Development offers two programs for first time income eligible home buyers purchasing a home in the City of Cranston. The assistance given at time of closing becomes a grant after homeowner has resided in the property for five years.

Closing Cost Assistance Program

This program is available to first time income eligible home buyers to help defray some of the fees incurred at closing. This five year grant will provide up to $3,000 toward closing costs.

Down Payment Assistance Program

The Down payment assistance program provides 50% of the required down payment, not to exceed $5,000. This matching fund program is available to first time income eligible homeowners but can not be combined with the Closing Cost Assistance Program.


PLEASE CALL FRAN FALCONE AT 401-780-6240 or E-Mail at

Income Eligibility According to Household Size (Effective April 1, 2019)
Income Level1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50 percent of Median28,70032,80036,90040,95044,25047,55050,80054,100
80 percent of Median45,85052,40058,95065,50070,75076,00081,25086,500

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